Protection Planning

Protection Planning is often greatly misunderstood. Many people instantly think of mortgage protection, life assurance, income protection or critical illness cover, but it’s how these products relate to your situation that matters the most. The main purpose of having suitable protection in place is to safeguard your future and your loved ones, should the worst happen. This involves understanding your personal and business circumstances, and the potential impact of unexpected life changes.

At Aptus Wealth, Protection Planning is not just about offering you a product, it’s about preparing for the unforeseeable. Unfortunately, none of us will escape death, and many of us could face a serious illness or a major lifestyle change in the future, such as divorce, fluctuating wealth due to losing a job, or a big business loss. By being fully prepared and protected in advance, you will greatly reduce the impact of such traumas on you, your family and your business.

When it comes to effective Protection Planning, we will provide you with a clear pathway using a robust financial planning framework. This minimises the impact of unexpected events on both you and those around you. This may involve a product or simply restructuring the protection you already have in place, but most importantly of all, you will gain a full understanding of any risks that may affect you in the future.