Retirement is something to look forward to and whether it seems like a long way off or you are hoping to retire soon, there is nothing more important than being prepared.
The younger years:
While retirement may seem a long time away, this is the best time to start saving towards your retirement. Even a small sum each month can go a long way and with time on your side you can ride the highs and lows of the market without much worry.
The middle years:
These are likely to be your high earning years so may be a good time to pay more attention to your retirement provisions. This is the ideal time for you to top up your retirement provisions and maybe even consolidate your pensions into a single plan.
While looking forward to all the great things you wish to do during your retirement, this is a good time to take stock of your savings and ensure that you have a steady income during your retirement to sustain your lifestyle. Whatever stage you are at Aptus Wealth can help you to take stock of your current retirement provision and determine what steps you need to take to achieve your dreams.
A PENSION IS A LONG TERM INVESTMENT. THE FUND VALUE MAY FLUCTUATE AND CAN GO DOWN. YOUR EVENTUAL INCOME MAY DEPEND ON THE SIZE OF THE FUND AT RETIREMENT, FUTURE INTEREST RATES AND TAX LEGISLATION.